Search Grants & Funding

The Tertiary Access Payment (TAP) is a one off payment of up to $5,000. It’s to help eligible students with the cost of moving to study. This is for study after you’ve finished year 12 or equivalent.

To get the payment you need to meet some rules. These include:

• moving from a regional or remote area for tertiary study
• starting tertiary study in the year after finishing year 12 or equivalent.

You can claim this payment in your first year of tertiary study only.

To get this payment you must also be all of the following:

• an Australian resident meeting residence rules
• from an inner regional, outer regional, remote or very remote area
• moving to study at a tertiary education provider that’s at least 90 minutes away from your family home by public transport
• have completed year 12 or equivalent
• studying a tertiary course at certificate IV or above in the year after year 12 with no gap year
• 22 or younger on the day you start your tertiary course
• have parents or guardians whose income is under the current combined parental income limit of $250,000.

You must also meet all of the study rules. You meet the rules for qualifying study if you do both of the following:

• study a certificate IV or above at an accredited Australian tertiary education provider
• study at least 75% of a full-time study load
• study a course with a minimum duration of one academic year.

This program provides re-imbursement funding to support regional and remote airports to meet requirements of the Screener Accreditation Scheme. The program aims to provide transitional support through the implementation of the new scheme with funding concluding in 2024.

The objectives of the program are to:

• support regional and remote airports to meet requirements of the Screener Accreditation Scheme
• increase the delivery and effectiveness of education, training and testing for screening officers and air cargo examination officers
• reduce the cost burden of airport security to regional airports
• support regional airport compliance with the Aviation Transport Security Act 2004.

The Bridges Renewal Program is an Australian Government initiative to fund the upgrade and replacement of bridges to enhance access for local communities and facilitate higher productivity vehicle access.

Up until now, these programs invited applications separately through specified, time-limited funding rounds. The Australian Government will now consider projects on an ongoing basis with applications accepted all year round to provide increased flexibility and permit projects to be submitted when they will most benefit Australia’s bridges and heavy vehicle infrastructure.

The Heavy Vehicle Safety and Productivity Program (HVSPP) is an Australian Government initiative to fund infrastructure projects that improve the productivity and safety outcomes of heavy vehicle operations across Australia.
Up until now, these programs invited applications separately through specified, time-limited funding rounds. The Australian Government will now consider projects on an ongoing basis with applications accepted all year round to provide increased flexibility and permit projects to be submitted when they will most benefit Australia’s bridges and heavy vehicle infrastructure.

The Traffic Route Lighting Subsidy Scheme (TRLSS) is a scheme administered by Roads and Maritime Services whereby councils may apply for a subsidy for providing a higher level of lighting than might normally be provided on certain major routes, with the aim of decreasing night time road crashes. The amount of the subsidy depends on the number of certain types of inventory installed as detailed by each council.

You may be eligible for up to 12 months free mail redirection if a major natural disaster impacts your mail delivery. Australia Post will let affected residents in the region know if this is available .

If you and/or your small business are impacted by floods in October 2022, they can help you with free mail redirection. Call in to your nearest Post Office for more information and to apply.

If you have been impacted by a natural disaster which is making it difficult to manage your payments and obligations with Revenue NSW, we can offer a range of options to help you based on your specific circumstances.

These may include:

• extending payment or lodgement time frames
• arranging payment plans
• lifting licence or registration sanctions
• putting debts on short term hold
• assisting with hardship applications
• considering the emergency situation when assessing requests for review.

You can apply for an additional Child Care Subsidy for Temporary Financial Hardship due to a natural disaster.

If your home or essential household contents were damaged or destroyed by a natural disaster, you may be eligible for the Disaster Relief Grant for individuals.

The financial assistance is provided to help people to recover from the effects of a disaster and re-establish a basic standard of living. It is not provided to replace insurance or compensate for losses.

The grants assist low-income residents who have no other means of restoring their homes to a safe and habitable condition following a disaster event.

Assistance falls into two categories: 

1. Essential Household Contents Grants to assist with the cost of re-establishing essential household items considered necessary to maintain a basic standard of living.
2. Structural Grants as a contribution toward essential structural repairs to homes for households unable to meet the cost of repairs. The Structural Repair Grants are commonly delivered in the form of either grants to contribute toward essential structural repairs to homes or full rebuilds of property which has been rendered uninhabitable. 

If the natural disaster event has caused damage to a temporary dwelling, assistance provided will depend on the type of temporary dwelling. There are several types of temporary dwelling support available, including support for people living in caravans, houseboats and relocatable homes and rough sleepers.

If you're unable to return to your home due to the floods and need support to enter the private rental market, you can contact the Department of Communities and Justice (DCJ) Housing Contact Centre. A rental bond loan and a grant for advance rent may be available.

• Rentstart Bond Loan – An interest-free loan where you can apply for up to 100% of a rental bond. In exceptional circumstances, Housing NSW may provide a loan of up to 100% of the bond. Your repayment plan is based on how much of your income is spent on rent.
• Advance Rent – A grant that's provided to clients who already have a Rentstart Bond Loan, but are finding it difficult to meet the set-up costs of their tenancy. It's also available to help clients who are moving into caravan parks, or registered boarding houses and hostels where a deposit is needed, rather than a bond having to be lodged with the Bond Board. In this instance, up to 100% of the key money, or security bond, or other deposit is provided. Advance Rent is a grant and doesn't need to be repaid.

Farm Household Allowance (FHA) provides assistance to farming families experiencing financial hardship. This program focuses on helping farmers make important decisions to improve their long-term financial situation.

The support available includes:

• a fortnightly payment for up to 4 years in each specific 10-year period
• supplementary allowances such as rent assistance, telephone and pharmaceutical allowances and a Health Care Card
• individual case support with a Farm Household Case Officer (FHCO)
• a financial assessment of the farm enterprise worth up to $1500
• up to $10,000 in activity supplements that gives farmers an opportunity to develop skills, access training and pay for professional advice to better manage their business into the future

Payroll tax customers have the option of deferring their payroll tax payments until 14 January 2022. All customers are still required to lodge the 2020/21 annual reconciliation by the due date which has been extended to 14 January 2022. In addition, customers have the option of deferring their monthly payments for the July to December 2021 return periods until 14 January 2022.

From 13 December 2021, customers will be able to establish a Support Payment Arrangement for up to 12 months. The plan will be interest free and customers will have the option to include tax payable from the 2020/21 annual reconciliation and any monthly liabilities for July to December 2021 return periods.

The initiative also includes a 50% reduction in 2021/22 payroll tax liability for business with grouped Australian wages of $10 million or less who experience a 30 per cent decline in turnover.

Westpac has announced that its Disaster Relief Package is available for customers who are suffering hardship as a result of the recent disasters. Westpac's Disaster Relief Packages aim to offer immediate practical help to assist customers to manage the impact of natural disasters on their finances.

Depending on the nature of disasters, our Disaster Relief Packages generally offer the following:

Home loan and insurance customers

• Affected customers with Westpac home loans may apply to defer repayments for up to three months.
• Affected Westpac customers with Home and Contents insurance can make a claim online 24/7
• Affected Westpac customers with Car insurance can make a claim online 24/7

Credit cards, term deposits and personal loans

• Affected credit card customers may apply to defer repayments to their card for up to 90 days.
• Westpac will waive interest rate adjustments for affected customers wishing to withdraw term deposits.
• Customers experiencing severe hardship may also be offered a halt on all interest accrual on unsecured credit products for a period of up to three months.

Business customers

• Apply online for Disaster Relief Package
• Affected businesses with existing loans can request loan restructuring without incurring the usual bank establishment fees.
• Affected business customers with merchant facilities are eligible to receive assistance including monthly terminal access fee refunds for up to three months. Contact us to find out if you are eligible on 1800 029 749.

You may be able to access a range of tailored support options if you or your business are impacted by a natural disaster, pandemic or other disruptive or unforeseen event.

Support for individuals:

• Customised payment arrangements such as the option to defer loan repayments
• Waived fees and charges
• Temporary overdrafts, additional loans or emergency credit limit increases (subject to credit approval)
• Early access to Term Deposits
• Emergency accommodation assistance for Residential Home Insurance customers whose homes have been damaged by bushfire, flood or storms
• Expedited home and contents insurance claims

Support for business customers:

• Deferred business loan repayments for eligible* business customers.
• Refund of merchant terminal fees for up to 90 days or waiver of merchant terminal non-return fees for eligible^ business customers
• Specialised tailored support for larger business customers
• Early access to Term Deposits, Cash Deposit, Farm Management Term Deposit and Business Investment accounts

If you have a Relationship Manager they will be able to discuss the support options available to you, or you can call our dedicated Business Financial Assistance team, available 24/7, on 13 26 07.

Broker Emergency Assistance Package
Eligible Brokers who have been significantly impacted by the flood emergency in Victoria, New South Wales or Tasmania are encouraged to contact their Relationship Manager to help them understand their options and how to apply for assistance.

If you’ve been affected by a natural disaster – such as a bushfire, flood, storm or earthquake, ANZ offer their customers a range of supports.

Offerings under their Disaster Relief Package includes:

• Short-term payment relief on home loans, credit cards, personal loans and some business loans (we may still charge you interest during that period)
• Waiving fees for restructuring business loans
• Waiving fees for accessing term deposits early

Also, if you have ANZ Home and Contents Insurance, you may be eligible for emergency funds and temporary accommodation.